Chapter 13 Bankruptcy Lawyers in Chicago -- West Loop

Serving Cicero, Oak Park, Forest Park, Bridgeport & Chicagoland

Chapter 13 is different. Unlike Chapter 7, it does not provide immediate discharge of all unsecured debt, but it does allow you to keep significant assets, like a home or vehicle. It can also help you to deal with mortgage arrears. When deciding which type of bankruptcy to file, you want to work with an attorney who has the experience to help you choose a plan that best meets your needs.

At the Rodriguez Legal Group LLC., we have a deep understanding of the bankruptcy laws, and we are committed to helping you select the plan that serves you best. Call today to discuss if Chapter 13 bankruptcy is right for you.

How A Chapter 13 Bankruptcy Can Help You

For many people, Chapter 13 bankruptcy can provide the relief they need, allowing them to repay debts in a manageable time frame and keep assets that could have been lost in Chapter 7 bankruptcy.

People commonly choose to pursue Chapter 13 bankruptcy if:

  • Filed for Chapter 7 recently
  • Earn an income above the allotted threshold
  • Want to stop foreclosure or get a plan to pay the arrearage to keep their home
  • Want to protect certain assets they would lose in Chapter 7 bankruptcy
  • Have debts not dischargeable in Chapter 7 bankruptcyOwe back child support and wish to consolidate it into the repayment plan

Understanding How Your Bankruptcy Will Work

At the Rodriguez Legal Group LLC, we will evaluate the value of your assets, as well as any liens against them, to gain a realistic understanding of your financial state. We will explain the Illinois state exemptions that apply and how they will affect your potential bankruptcy. In addition, we will give you the information you need to make an educated decision as to whether Chapter 13 bankruptcy works for you.

In some cases, we can assist with lien stripping a second mortgage on your home. We can help determine if the second mortgage is unsecured and any other available options that may eliminate this burdensome debt.

Call To Speak With A Bankruptcy Attorney Today

To arrange a consultation to discuss the possibility of Chapter 13 bankruptcy and how it might benefit your situation, please call us today at (312) 243-6200

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Attorneys

  • Vaughn White

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